Investing in mutual funds also includes the fact that you have to pay your broker a lot of fees. Some mutual fund brokers will make it seem to you that the higher fee you pay, the higher return you will achieve on your investment. This is NOT true. All the broker will be doing (if you pay a higher fee) is take greater risks with your money, which could have devastating consequences. In order to avoid paying high fees to your broker and to maximize your ROI (return on investment), you should consider the different classes of mutual funds to purchase and which class is the right one for you.
One of the ways of determining if a particular stock is strong is by looking at that company's Balance Sheet. The balance sheet will illustrate what the company owns (current & long term assets), what it owes (short & long term debt) and its position of financial liquidity. You wouldn't want to invest in a company that has trouble paying its short term bills now would you? In this article, we will look at 3 of the common accounting ratios that help determine the financial position of a company. 
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PNB Housing Finance Limited :This is completely owned by PNB and offers premium solutions to relieve the borrowers. This subsidiary of the PNB has recorded a growth a 73% and is a leading finance company of India. The Home Loan Life Insurance Plan of this company in association with TATA AIG offers the lowest premium in compare to others. The chart for loans of 5 lacs and tenure of 15 years is just premium. It renders other services like Deposit schemes,Loan schemes and many others.
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ICICI Group :This company offers a wide spectrum of financial products and services in India. The company provides solutions for all needs like InstaBanking,Online Trading,Insta Insure,ICICI Bank imobile etc. The company keeps up the financial profile healthy and diversify earnings across geographies and businesses. The company's philosophy is to deliver high class financial services for all the cross sections of the society. Their products are Mutual Fund,Private Equity Practice,Securities,Life Insurance etc.
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LIC Finance Limited :It is the leading player in the finance sector of India being the biggest Housing Finance Company of India. The function of the company is to provide finance to individuals for repair or construction or renovation of the old or new apartment or house. It also offers finance on the existing property for personal or business matters. The company has 14 back offices,6 regional offices and 126 units of marketing in India.
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L & T Finance Limited:This company was established in the year 1994 by the Larsen and Turbo group and now it is a significant name in the financial sector. The company offers schemes like funds for automobiles, funds for Agricultural Instruments,secured loans,funds for automobiles and many others. It offers loans for a long tenure and the loans are given in exchange of valuable items.
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Karvy Group:One of the top players in the financial sector is this group. The company has about 575 offices in 375 destinations in India. It offers services like the Mutual Funds Services,Depository Services,Debt Market Services,Investment Banking and many others.
